RV, Airplane & Boat Lending

Flexible loans for recreation vehicles, aircraft, and watercraft — tailored terms and fast approvals.

What we finance

RV icon

RVs & Motorhomes

Loans for new and used RVs with flexible terms that match your travel plans.

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Plane icon

Personal Aircraft

Financing solutions for single-engine and light twin aircraft — pilot-friendly terms.

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Boat icon

Boats & Watercraft

Competitive loans for powerboats, sailboats, and personal watercraft.

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Why choose us?

We combine industry experience with flexible underwriting to deliver funding that meets unique collateral and borrower needs for specialty vehicles.

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Financing options

We offer a range of programs designed specifically for RVs, light aircraft and watercraft — from straightforward term loans to seasonal/balloon structures and refinance options.

Term Loans

Fixed-rate loans for new and used vehicles with predictable monthly payments and terms tailored to asset life.

Balloon & Seasonal Payments

Flexible payment schedules for seasonal income borrowers or those who prefer lower monthly payments and a balloon at maturity.

Refinance & Rate Relief

Refinance existing loans to lower payments or change term length — helpful when credit or market conditions improve.

Down Payment Assistance

Programs that accept a variety of down payment sources and partner solutions for buyers who need flexibility up front.

Typical terms & sample ranges

Actual terms and rates depend on credit, collateral, loan-to-value, and lender program. Example ranges below are illustrative.

RVs & Motorhomes

  • Terms: up to 15 years (depending on age/condition)
  • Down payment: 10%–25% typical
  • Use: personal & recreational

Personal Aircraft

  • Terms: up to 10 years for light aircraft
  • Collateral: lien on aircraft, sometimes guarantor required
  • Insurance & maintenance considered in underwriting

Boats & Watercraft

  • Terms: up to 15 years (trailers/engines affect pricing)
  • Inspection may be required for larger vessels
  • Seasonal payment options available

Documentation checklist

  • Valid government ID (driver's license or passport)
  • Proof of income (recent pay stubs, tax returns, or bank statements)
  • Purchase agreement or listing with VIN/HIN/serial number
  • Current title or ownership documents (or lender payoff info for refinance)
  • Insurance declaration page (for financed vessels/aircraft where required)

How it works

1

Tell us about the vehicle

Provide make, model, year and photos or listing details so we can match programs quickly.

2

Get tailored options

We present program options and example payments so you can compare side-by-side.

3

Apply & close

Complete a short application, supply documents, and close — many deals fund in days.

Ready to discuss financing?

Contact our specialty-vehicle team for a no-pressure consultation and a fast pre-approval.

Contact the Team